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For Islamic dwelling financing, it follows the Sharia Law and is available in 2 common varieties: Bai’ Bithaman Ajil (BBA) or Musharakah Mutanaqisah (MM). Bai’ Bithaman Ajil is when the bank buys the property at current market value and sells it back to you at a much higher worth. Musharakah Mutanaqisah is when the financial institution buys the property together with you. You will then slowly buy the bank’s portion of the property by rental (whereby a portion of the rental goes to paying for the acquisition of … Read More